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How Much Does A Funeral Cost, Nashville, TN

I personally visited and collected prices lists from several funeral homes around middle TN.

Here Are The Results of My Research:

Funeral Home Locations in Middle TN: Nashville, Bellview, Brentwood, White House, Spring Hill & Murfreesboro

Average cost in the Nashville Metro Area of the funeral Homes I Visited:

 Traditional Funeral with Service                $5,992

Direct Burial (No Service)                             $3010

Cremation with Service                                 $4155

Direct Cremation (No Service)                     $2064

Remember, these figures don’t include the cost of the casket or vault, or the opening of the grave site.

Two additional items to consider when looking at these numbers:

  1. The cost of the grave space, if not already purchased in advance, can add significantly to the overall costs. I was told by a funeral director that graves spaces can range from $1,000 to as high as $4,000.
  2. If the deceased must be transported to or from another funeral home, you can expect to pay anywhere from a low of $1,500 to over $4,000 from one of the funeral homes I visited.

One funeral director told me that funeral costs overall are expected to climb about 7% per year. This means that over a 10 year period, these numbers could potentially double. Now I believe competitive pressure will suppress some of this growth in costs, but if you are planning for the future, inflation must be accounted for.

How Much Will Your Funeral Cost?

Based on my research, if you are planning on a full ceremony, you should have at least $10,000 to $15,000 in funds available to your family. If a direct burial, without visitation and use of the funeral home and staff is your choice, then a budget of about $6,000 – $7,000 should be sufficient.

If it’s your desire to be cremated, I think you should plan on having $3,000 to $5,000 in designated cash to carry out your final wishes.

What’s the Best Way to Make the Money Available?

As I’ve stated earlier, you can save the money yourself, use existing accounts or simply leave the cost to someone else to worry about. But if you want the financial burden associated with your demise to be lifted from your family’s shoulders, a life insurance policy will provide a tax-free, 100% liquid, lump sum that will be available when it’s most needed. Call us today at (615) 376-8899 for more information on a Final Expense Life Insurance policy.

Go to www.burialinsuranceTN.com for more information on final expense life insurance which can help offset the cost of your funeral.